An estimated 9 million American households are unbanked, meaning they do not have a checking or savings account. An additional 21 million households are underbanked, meaning they may have an account but instead rely on alternative financial services. New research released by CFED and its partners highlights which communities in America are the most unbanked. Not surprisingly, the rate of being unbanked varies by factors such as race, income and education. The top ten unbanked counties in the US are all located in four states: Texas, Mississippi, Louisiana and South Dakota. The report also highlights Bank On’s online data tool for researching census tract level data for communities across the country. Click here to read the article.