Lessons Learned from the Work Support Strategies (WSS) Initiative

Approximately five years ago, the Work Support Strategies (WSS) initiative provided a group of diverse states (Rhode Island, North Carolina, South Carolina, Illinois, Colorado, and Idaho) with funding and technical assistance to streamline and integrate the delivery of key work supports. In April, CLASP released a comprehensive report on lessons learned from the significant work to integrate and align across…

What it Means to Live in a Banking Desert

A recent Atlantic article, Life in a Banking Desert, explores the implications of the increasing percentage of households living in communities without access to mainstream banking services. The article cites a March New York Fed study that highlights the decades-long trend of bank branches closing in lower-income communities and communities of color. Similar to convenience stores moving into…

States without EITCs Rank Low on Social Justice Indicators

Loyola University’s Jesuit Social Research Institute has issued a report  that assesses how all 50 states are faring in three overlapping dimensions of social justice: poverty, racial disparities, and immigrant exclusion. As this Tax Credits for Working Families post points out, the states at the very bottom of the overall rankings (Louisiana, Mississippi, Texas, Alabama, Georgia, and New Mexico) are also…

ICYMI – Consumer Survey Highlights EITC Recipients’ Savings Habits

A recent consumer survey by the National Retail Federation asked respondents of different income levels how they planned on spending their tax refunds. The survey results showed that the vast majority of respondents earning less than $50,000 per year were likely to use their money for savings (43.8 percent), to pay down debt (38.1 percent) or to pay for…

The Interaction of Need-Tested Benefits

The Congressional Research Service (CRS) released a report at the end of last year exploring the interaction of nine major need-tested benefit programs, including tax credits, to provide information on eligibility and benefit receipt among individuals and households. The report uses U.S. Census data along with microsimulation modeling to delve into the number of individuals…